Bruce Bennett's Farmers Blog

Car insurance may get a little pricey, but good news! There are many ways to save money on car insurance. Here are a few of them: Shop Around Don’t settle with the first quote you get. Each company’s price will be different. Even if you like what Progressive or Geico has to offer, you might as well keep running quotes because they are free! I heard that Farmers Insurance’s quotes are pretty cheap...not being biased or anything. Make sure you have insurance before you buy the car Sometimes if you are buying a used car or leasing the insurance may be just as much if not more than the car itself. Make sure you can afford the insurance before make any final decisions.   Raise Your Deductible Your deductible is the money you pay before your insurance starts covering you. The higher you go with that, the lower your premium costs. Again however, make sure you have the money to do so. Maintain a good credit history Good credit plays a large role in how much your quot...

Buying a new car for the new year? Slow your roll, there! There are many considerations you have to go through and think about before you make this big purchase; you aren’t choosing between apples at the grocery store; this is a MAJOR investment. Budget The first thing you want to think about is your budget. How much money (total and monthly) can you spend on this? General rule of thumb is no more than 20% of your income each month. If you are really strapped for money, a used car or leased car might be the option for you.  If you are buying a used car, make sure you listen to that little fox on the commercials and get the “carfax”. You have to know what the previous owners have been through with the car so you know what to expect while driving it. For example, maybe the air conditioning doesn’t work well or brakes are extra sensitive. Even if this car would be perfect new, some of these details may steer you away from a certain car. (Steer, haha, get it?) Lea...